08 September 2011

Integrity & Honesty ~ At the Expense of My Kids?

Have been having a bit of a dilemma all afternoon. Well, not really, I've known what we were going to do all along. But I've been trying to rationalize my way around it.

You see, in the next few weeks we're going to have some big changes come along. Wonderful changes, things we've been waiting on for years are finally happening.

But it means that from October 1 to sometime in January my boys will be without medical coverage. As a mom that scares me. As a mom of boys, that about causes me to have a mental breakdown. It makes me want and think things that would normally not even enter my mind.

Since Jake lost his job in '09 the boys have been on Medicaid. I was on it for both pregnancies. It's not something we like or are proud of, but we are grateful that it was available. In a few weeks, we will no longer be eligible because our income will exceed the cut off (Yay!!!!) but we won't be able to get on company insurance until open enrollment in January.

Our next Medicaid review isn't due until December 31.

Jaron's 12 month check up is November 4th.

I've got a few "options."

     1. Say nothing and close our case in Dec when the review comes up. Jaron's appt and anything else would be covered.

     2. Wait until after Jaron's appt, close the case, and pray nothing happens between then and when we have coverage again.

     3. Close the case immediately upon our pay increase, pay out of pocket for Jaron's check-up, and pray nothing happens between then and when we have coverage again.

I wish so much that I could, in good conscience let it go until the end and keep the boys covered. But I can't. I was brought up better than that. Plus, I'm so happy that we can get off of state assistance that I don't really want to wait to close everything out either...

So, I pray the boys will stay healthy and be fine. I know that God didn't bring us this far to let us get swamped in the debt of medical bills, so I trust. And I am so grateful that we are even in the position to talk about closing our case in the first place!

P.S. More details about all the changes will be coming in the next couple of weeks, when I've been given the all clear!


  1. I don't know if it's the same there, but in Ohio after you become ineligible for Medicaid you have an additional 12 months available to you. My income recently exceeded the limit too (yay!) and my case manager informed me of the 12 month thing. I forget exactly what she called it. 

  2. I'll have to check out if they do anything like that here, thanks for mentioning it!

  3. Just a note of encouragement...I am the second oldest of 15 children, 11 boys and 4 girls, and my parents NEVER had medical insurance on any of us ever.  My father has a ministry to women that have had an abortion, which meant we never had the money for it.  God took care of us...including a few broken bones and major scrapes. (c:  Be encouraged that God just wants your heart and to trust in him.  As a mother of 3 small boys though, I do understand your worry. (c:

  4. Just wondering: did you find out anything about the extra 12 months?

  5. There's not 12 months, but they can probably transfer them to a low-premium state plan for the couple months that they'll need it.


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